Waive $8.95 monthly service fee by receiving $500/month as a paycheck or government benefitsGet your government benefits up to 4 days earlyOpening deposit must be between $20 and $500$3 out-of-network ATM feeis that you can receive your money early. You could receive your paycheck up to two days early and your government benefits up to four days early.
Keep an eye out for fees. GoBank charges a $4.95 fee to deposit cash at Green Dot locations, a $3 fee for using a non-GoBank ATM, and an $8.95 monthly service fee. You may qualify to waive the monthly service fee. GoBank doesn't charge any overdraft fees, though. If you try to make a purchase that would overdraw your account, GoBank simply denies it. On the plus side, you won't get surprised by overdraft fees. But on the downside, there are no overdraft protection options.We've compared GoBank to two other online banking platforms that let you receive direct deposits early and deposit cash at Green Dot locations: Chime and Varo.
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