, but the truth is there's never a bad time to begin, and guidance is more accessible than ever.
Knowing what you're investing toward enables you to figure out the "how" and gives you the motivation to see your plan through. Creating a plan can be a DIY project, or you can tap aA diversified portfolio is made up of a blend of investments across asset classes — stocks, bonds, cash investments, etc. Each asset class plays a role in your portfolio, like offering the potential for growth, income, or downside protection.
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