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Civil rights leaders on myths and facts about the racial wealth gap - Business Insider

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Civil rights leaders at the head of the NAACP and the National Urban League say Americans get 2 things wrong about the racial wealth gap

Morial says one of the most pervasive myths about the racial wealth gap is that it can be eliminated by race-neutral policies.

, which left out more than 1 million Black veterans and contributed to widening economic inequality."Another myth, he says, is that "individual behavior, rather than systemic racism and lack of opportunity, is responsible for the gap. Research has shown that poverty is the cause, rather than the result, of certain behaviors that are traditionally associated with poverty.

Home equity is the principal component of household wealth in the United States. Starting in the Great Depression, the federal government put in place a number of policies designed to encourage homeownership, but Black Americans had almost no access to these programs.

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