5 things to consider before you sign up for a store credit card - Business Insider

Two crossed lines that form an 'X'. It indicates a way to close an interaction, or dismiss a notification.This article is brought to you by the Personal Finance Insider team. It has not been reviewed, approved, or otherwise endorsed by any of the issuers listed. Some of the offers you see on the page are from our partners like Citi and American Express, but our coverage is always independent. Terms apply to the offers listed on this page.

Usually, they'll hook you in with a promotional discount — apply now, and you'll get 30% of your purchase. This can be tempting, especially if your cart is packed full. However, no discount is worth falling into credit card debt and racking up fees. Store credit cards offer enticing discounts up front, but you should ask yourself 4 questions to decide if it's worth it

The best way to figure out where a store credit card is accepted is to look for a logo of one of the major payment networks, such as Visa, Mastercard, or American Express. If your card has one of these logos, you can use it just about anywhere credit cards are accepted.Lots of credit cards offer 0% intro APR promotions

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