with a $0 minimum and $0 in monthly maintenance fees. But the most unique feature is actually the savings buckets you can create to help you be more proactive about putting away money for specific goals. This can be especially helpful for people who need to mentally separate their savings instead of lumping it all in one place. That vacation you want to take next year? You can easily track your progress right in the app. Or maybe you're saving up for a birthday gift for a parent.
FYI, online savings accounts — like Ally — typically offer higher interest rates than traditional brick-and-mortar banks.whereas some brick-and-mortar banks only offer 0.01%. — yes, Google Sheets — lets you create budgets and spending trackers to your liking from scratch.Sometimes, the best budget is one that you create yourself.