Personal finance expert Eoghan McGee on Ulster Bank and KBC customers switch

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Personal Finance Expert Eoghan McGee told RTE's Claire Byrne how people should tackle the upcoming change

Thousands of Irish customers will be looking to switch banks in the coming six months as Ulster Bank and KBC exit the market.READ MORE:Financial expert and RTE star Eoin McGee's inflation busting tips that can save families over €6,000 each year

Eoghan told Claire that although a switching service is available, it is not appropriate for this task. "When you have the two of them set up, sit down with your old bank statement and look through it and look at all the direct debits you're paying out. Whether it's 10 or 12 or 15 or whatever it is, handwrite out a list and stick it to the fridge and do up one at a time. Start moving them over.

He said: "The message that I want to get out there is the terms and conditions you have right now with your bank are the same terms you're going to have with your new bank. It doesn't matter whether it's KBC or Ulster bank. You are protected there, and you will have the same terms and conditions.

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