Recession fears outweigh the lure of cheap U.S. bank stocks

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Investors are bracing for a fresh slide in banking stocks, with fears of a hit from a potential recession outweighing the lure of relatively cheap valuations

The S&P 500 bank index has fallen almost 25% so far this year compared with a drop of roughly 19% for the benchmark S&P 500. Investors will get more insight into the health of the sector when the country’s largest banks start reporting second quarter earnings on Thursday.

“If you look out past a recessionary scenario into 2024, there is some real potential upside in the group. We’re cautious on the near-term but seeing value in the long-term.” One measure that investors like Cronin are monitoring is how bank share prices compare with book value – bank assets minus their liabilities. Prices are considered cheap when they are trading at or below book value, and become “more interesting” as potential investments, he said.

Michael Arone, Chief Investment Strategist at State Street Global Advisors says bank stocks are inexpensive. But he remains wary of the sector, partly due to a potential slowdown in loan growth and the risk to profits from inflation. “They’ve a lot less credit risks on their balance sheets. During the pandemic credit underwriting tightened even further,” said Lentell. “Banks are very well positioned to weather any slowdown.”Currently, S&P 500 bank index stocks are trading at about 9 times earnings estimates for the next 12 months, compared with their long-term average of 12.4, according to Refinitiv data.

 

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When times are good and credit risks perceived low, regulators allow banks to hold little capital (equity), pay big dividends & bonuses, do stock buybacks and so, when times get rough, banks will stand there naked, just when we need them the most

In 2016 Cda ratified TPP [and Harper supported it as well] and the only LDR in the free world who was against TPP and removed US from it, was DJT..

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