National Women’s Day is a South African public holiday celebrated annually on August 9 and draws attention to many of the important issues that women in South Africa still face – such as domestic violence, discrimination and harassment in the workplace, education for girls, equal pay and more.
Unfortunately, when it comes to money and finance, the odds are often stacked against women. “A woman in a man’s world” as described by Magda Wierzycka in her book My Journey explains that women typically earn less than men for the same amount of work, they take time out of their jobs to raise children, setting their career progress back and they also spend more working hours doing unpaid labour such as housework.
In our country, many women do not have formal employment and do not make any provision for retirement savings thereby forcing them to rely on their husbands to provide for them. Not only do many women lack the means but they also lack the awareness and skills to plan for the day when they are no longer able to work.
Many people, including women, do not get ahead financially because they keep making the same mistakes. The reason for this is that they do not know themselves and they do not have a plan.In Part One give yourself one point for every “No” answer. In Part Two give yourself one point for every “Yes” answer.You are clearly locked into a dependency cycle, or your finances are in a chaotic state from which you need to break free. You are probably badly in debt and do not know how to get out of it.
You should start by assessing all your strengths. . Tell yourself you can succeed. If you can multiply five by five you can take control of your finances. You must give yourself the power to change your life. By educating yourself about money, budgeting, and investments you will increase your self-confidence.You have a hit-and-miss approach to your finances. You know you must do certain things, but you do not have a real plan to bring everything together.
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