I would like to know what route I should take in regards to investing for my retirement. I’m currently 40 with no retirement [funding] due to life happening. I get different points of view in regards to the best route to take; investment in property seems to be regarded much more lucrative than a normal annuity.
When it comes to investing in property, you can either invest in tangible, brick-and-mortar property where you can own one or more properties for investment purposes – or you can invest in a property unit trust fund. The difference is that owning the property yourself means you are in control of every decision and aspect of the investment such as the size, geographical location, and type of property .
Bond repayments will be due at the end of every month – regardless of whether your tenant has paid their rent or not. The table below shows the average returns of the various asset classes over one-year periods looking back to 2007.