With self-contribution cap raised to RM100,000 per year, EPF is now favoured for savings and investment

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Last year, a total of 291,743 members made voluntary contributions under the i-Saraan programme, with a total amount of government incentives of RM33,210,000 having been credited into members’ Akaun 1 theSun theSundaily EPF retirement savings

Barjoyai said the increase in the voluntary contribution limit will also benefit EPF, which will have more funds for investments. – Adib Rawi Yahya/theSunWith the increase in the limit of annual Employees Provident Fund voluntary contributions from RM60,000 to RM100,000, the EPF has gone from a social security institution that helps the workforce to save for retirement to a savings and investment institution, said Universiti Tun Abdul Razak economist Dr Barjoyai Bardai.

“However, unlike the existing savings and investment institutions, employees and informal workers can only withdraw 30% of their savings via Account 2, while withdrawals are restricted in Account 1 until the account holder turns 50. In allowing the increase in the annual limit of EPF voluntary contributions, Prime Minister Datuk Seri Anwar Ibrahim said it is in line with the changing employment landscape, which has seen an increase in informal jobs and jobs that can generate large but inconsistent incomes.

To facilitate and encourage members to make voluntary contributions, Anwar said EPF has introduced a new function on its app, for seamless payment of voluntary contributions to members’ i-Akaun since July 2022.

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Another bankrupt case under MBSB bank milik KWSP (EPF). Rm109 juta!!! -Beri pencarum KWSP buat keluaran khas❌ -Beri duit pencarum KWSP kepada syarikat risiko tinggi✅

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