Housing Market Outlook: Share of homes worth $1 million nears record

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Home values have soared so much that the share of houses worth $1 million or more is near an all-time high

An analysis from the real estate group shows that 8.2% of US homes are worth $1 million or more. That's just below the record 8.6% seen in June 2022.

Researchers pointed to tight inventory as the primary driver reason more homes are breaching the seven-figure mark. In February, that number had dipped to a 12-month low of 7.3%.Notably, too, the share of homes worth seven-figures has doubled since before the pandemic, when about 4% of homes were valued at $1 million or more.

In July, the median home price climbed 3%, marking the sharpest jump since November 2022. For higher-end homes in particular, prices climbed 4.6% annually, as the median-sale price in that market hit $1.2 million in the second quarter, according to Redfin. "The supply shortage is making many listings feel hot," Redfin economist Chen Zhao said."In most of the country, expensive properties that are in good condition and priced fairly are attracting buyers and in some cases bidding wars, mostly because for-sale signs are few and far between right now."

It's possible, Zhao explained, that recent signals that point to a soft landing for the US economy have made high-end buyers more confident in making a big purchase, which suggests more demand could be on the way.According to Redfin data, a $1 million home today would have a monthly mortgage payment of $6,604 based on a 6.7% rate, compared to the $5,984 seen with last June's typical rate of about 5.5%. in June. That surpassed the $46.6 trillion value seen in 2022, and the figure is 19.

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