Lessons from Investment Failures

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Making money in financial markets isn’t easy – but it’s not that hard, either.

I’ve always been intrigued by the idea of beating the system. I’ve tried quite a few times but never actually succeeded. I suppose my first effort was back during the summer between my junior and senior years in college when I traveled across the country and made a stop in Las Vegas. My game of choice was craps. At least at the time, craps had the most favorable odds – or, I should say, the leastunfavorable odds -- relative to all the other casino games.

The same thing can generally be said about trading in individual stocks. Efficient market theory says that everything we know about a stock is built into its price; and stock prices will change as traders and investors react to new information. People buy and sell reflecting their expectations about that flow of new information. Sometimes you can pick a stock that makes money, and sometimes not. Keeping anything other than a diversified stock portfolio is too risky for my blood.

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