A debt settlement company helped me pay off $22,000 in credit card bills, but I wouldn't work with them again

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Even though she ended up paying just 77% of the amount she owed, the author says she wouldn't work with a debt settlement company again

After going back to school to become a teacher, I found myself with more than $22,000 in credit card debt. Three years into teaching, though, I was stressed and exhausted. I quit my job for a lower-paying tech support gig, and suddenly the debt was drowning my wife and me. We decided to work with a debt settlement company to pay off the debt, and while they did their job, it cost us more than $5,000 in fees. We ultimately paid about 77% of the amount we owed.

After going back to school to become a teacher, I found myself with more than $22,000 in credit card debt. Three years into teaching, though, I was stressed and exhausted. I quit my job for a lower-paying tech support gig, and suddenly the debt was drowning my wife and me. We decided to work with a debt settlement company to pay off the debt, and while they did their job, it cost us more than $5,000 in fees. We ultimately paid about 77% of the amount we owed.

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