2. Mobile wallets surge in popularitySoutheast Asia is the fastest-growing mobile wallet region—supercharged by e-commerce, internet, and smartphone penetration. According towere processed digitally. Electronic payment is a popular alternative to physical banking given the convenience of lower costs, greater convenience, and the ability to send money on the go through mobile applications.
On the sending side, more companies are integrating additional features to verify customers through identity documents and their phone’s IP address.one of the top five remittance recipients in 2021 —more deposits will be made directly to bank accounts and e-wallets due as an increasing number of people prefer not to handle cash.
“With the support of the BSP, digital payments services will continue to improve,” said WorldRemit Philippines Country Director Earl Melivo. “All WorldRemit transfers are encrypted through our automated machine learning system for fraud detection. Moreover, consumer education on the benefits and threats of the digital financial space is an ongoing endeavor by both the private and public sector to help protect customers.
While relatively new, it is evident digital remittance is here to stay as the method of choice for customers. They have proven they’re just as safe as bank transfers—only much faster, cheaper, and more convenient.
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