Just about every part of the U.S. has felt the impact of climate change this summer, with drifting smoke from Canadian wildfires, flash flooding in the Northeast and dangerously high temperatures across the South. Extreme weather not only poses health risks but can also make it harder and more expensive to insure your home.
For example, a warmer atmosphere brings more evaporation, heavier rainfall and rising sea levels — all of which could increase your home’s chance of flooding. “The combination of the greater hazards and the vulnerability of these [buildings] is what’s put us on this course of destruction,” Papadopoulos says.
In states like these, some homeowners are scrambling to find a policy after their insurer drops them or settling for less comprehensive coverage because it’s all they can afford. Related: ‘It was so traumatic to see the destruction’: More Americans are moving to flood-prone areas. Why do they defy the warnings?
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