Scotiabank beats estimates with second-quarter earnings, sets aside more loan-loss provisions

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Adjusted earning of $1.58 per share for the three months ended April 30 edged out the $1.55 per share analysts had expected

reported second-quarter profit that beat analyst expectations but fell from the same period last year as the lender set aside more money for loans that could default, offsetting a boost from its capital markets and wealth divisions.

Adjusted to exclude certain items, including income tax expenses from the Canada Recovery Dividend, Scotiabank earned $1.58 per share. That edged out the $1.55 per share analysts expected, according to S&P Capital IQ. In December, Scotiabank launched its new strategic plan aimed at growing its deposit base to reduce its funding costs and target businesses in North America, where it believes it can boost growth.Scotiabank is the second major Canadian bank to report earnings for the second quarter. Toronto-Dominion Bank. Royal Bank of Canada, Bank of Montreal, Canadian Imperial Bank of Commerce and National Bank of Canada release earnings result later this week.

Profit from Canadian banking was $1.01-billion, down 4 per cent from a year earlier as higher provision for credit losses and non-interest expenses offset higher revenues.

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