Westpac posts steady third-quarter profit, helped by higher capital earnings

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Westpac Banking Corp beat Q3 profit forecasts, improved net interest margin, and hit a six-year share peak on better cost controls and fewer bad loans.

beat analyst forecasts for third-quarter profit on Monday and reported improved net interest margin, helped by fewer bad loans and better-than-expected cost controls, sending its shares to a six-year peak.

Quarterly expenses rose 2% to AU$2.7 billion, due to increased technological investments and higher costs for tech services. "We think this will be well received by investors, given the positive differentiation versus peer results last week....we think the market will focus on the positive momentum in core NIM and volumes, which should lead to a better revenue outcome vs peers," analysts at Citi said in a note.Decade-high interest rates and growing cost-of-living pressures are impacting households' ability to repay loans on time, increasing financial stress for Australian banks.

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Australia's Westpac posts steady Q3 profit, helped by higher capital earningsAustralia's Westpac posts steady Q3 profit, helped by higher capital earnings
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