Lower HDB loan limit aims to encourage prudent borrowing, dampen higher-end market demand: Desmond Lee

  • 📰 ChannelNewsAsia
  • ⏱ Reading Time:
  • 46 sec. here
  • 3 min. at publisher
  • 📊 Quality Score:
  • News: 25%
  • Publisher: 66%

Housing اخبار

Ministry Of National Development

The authorities have observed buyers who take loans at higher loan-to-value limits "disproportionately" buy larger flats and pay higher prices, says National Development Minister Desmond Lee.

The authorities have observed buyers who take loans at higher loan-to-value limits"disproportionately" buy larger flats and pay higher prices, says National Development Minister Desmond Lee.LinkedIn

This brings the HDB loan limit in line with mortgages from financial institutions, which remain unchanged at 75 per cent. Mr Lee said this demand was seen across “all buyer groups”, partly supported by strong income growth over the last few years and the increase in property prices which means more second-time home buyers are turning to the HDB resale market to meet some of their upgrading needs.

In the last one and a half years, flats that cross the million-dollar mark made up about 2 per cent of all resale transactions, the minister said. These are mostly maisonettes, executive apartments, jumbo flats or five-room flats in very good locations, high floors or with very long remaining leases.

“Flat sellers who are reading such news raise their expectations about how much their flat could bring, while flat buyers become anxious to secure flats before prices get higher.”

این خبر را خلاصه کرده ایم تا بتوانید سریع آن را بخوانید. اگر به خبر علاقه مند هستید، می توانید متن کامل را اینجا بخوانید. ادامه مطلب:

 /  🏆 6. in İR
 

از نظر شما متشکرم. نظر شما پس از بررسی منتشر خواهد شد.

ایران آخرین اخبار, ایران سرفصلها

Similar News:همچنین می توانید اخبار مشابهی را که از منابع خبری دیگر جمع آوری کرده ایم، بخوانید.

Lower HDB loan limit aimed at encouraging prudent borrowing, dampening higher-end market demand: Desmond LeeSINGAPORE — The lowering of the maximum loan that home buyers can take from the Housing and Development Board (HDB) is aimed at encouraging more prudent borrowing and dampening demand at the higher-end of the public housing resale market, said National Development Minister Desmond Lee on Tuesday (Aug 20).
منبع: TODAYonline - 🏆 1. / 99 ادامه مطلب »