My SMSF Investment Is Underperforming And Making Me Stressed

I was convinced to open an SMSF in 2019. The promise was that my money would earn much higher returns than had been the case in my previous fund.

I’ve commented previously that I don’t believe SMSFs make sense unless there is a specific investment case that requires them , or yourIt has since been pointed out to me that there are cost-effective SMSF solutions that do make them viable for lower account balances, so I may have been a bit harsh here, but certainly few would consider an SMSF to be suitable below $500,000 in retirement savings.

On my super statement, about a third of my balance is noted as being “tax-free”. I’m confused by this as I thought all super was tax-free once I retired. What is this referring to?

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