Bank profits sank 70% in first quarter on coronavirus fallout: FDIC - Business Insider

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Bank profits slouched 70% in the first quarter as lenders set aside billions for default protection

Wall Street stands empty as people stay away from the area due to the coronavirus on March 24, 2020 in New York City.Bank profits slid about 70% in the first quarter as banks diverted billions of dollars in profits to loan-loss reserves, the Federal Deposit Insurance Corporation said in aCash held to protect against soured loans jumped to $197 billion from $125 billion in the year-ago period as lenders braced for intense pandemic fallout.

The profit shock contributed to bank stocks' sharp first-quarter declines, but the bolstering of loss protections shows firms doing their job to mitigate a wave of bankruptcies, Jelena McWilliams, chairman of the FDIC, said in a statement. Just over half of FDIC-covered firms reported year-over-year net income declines, and the total share of unprofitable institutions jumped to 7.3%.

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