Business Insider's Money Council recently had a roundtable to talk about topics related to financial planning, including the importance of health and disability insurance.
"You can make the most beautiful plan in the world," said Eric Roberge, a certified financial planner and founder of Beyond Your Hammock, "and then the 'what if' scenario happens that you weren't expecting and blows the whole thing up."Roberge said a "protection plan" is just as important as the financial plan itself — and a cornerstone of that plan is insurance.
That decision can make sense, but if you're not taking advantage of a health savings account that goes with those types of plans, you may be risking financial difficulties if you get sick or injured and have no additional resources to tap into.
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