I am planning to buy a 2020 Nissan Navara for R440 000. They are giving me this deal at almost R65 000 less than the current retail value. I will put down a R35 000 deposit and have a 35% balloon payment. The repayment period is over 72 months at 10.2% interest.
If you spent R100 000 less and financed over 60 months with no residual, your instalment would be R6 500. If more than three years has passed without a payment on a loan, then it may have prescribed. You can write to the credit provider and ask them to provide confirmation that the debt has prescribed.
If the divorce agreement requires a portion of the pension to be paid, then his pension value will be adjusted by reducing his years of service for the final calculation.
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