and what that would look like that for us. Then, we moved on to questions like how to pay joint taxes and what insurances to buy.
From my fiancé's perspective, this wasn't something he'd given much thought to before — and he wasn't exactly eager to sign up. In fact, the first, arguing that it will slide down our to-do list if we don't do it now, and reminding him that once we get married, we'll share each other's debts. Having a life insurance policy in place means there would be money to cover those debts if one of us died suddenly and wasn't around to help pay it off.
My fiancé argued the downside of a permanent life insurance policy, which is the cost. They are known to be way more expensive than term coverage. For me, the cost for a $200,000 coverage amount and a permanent term was $178 a month, according to a quote fromIn full disclosure, that was more than I expected, and while I didn't want to lose the argument, it opened my eyes to how much this would cost us so early in our lives. It made me agree to listen to my fiancé's argument.
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