Further, the Citi Prestige and the Chase Sapphire Reserve tend to give you 1 cent per point in value for non-travel options, but you may only get 0.6 cents or 0.7 cents per point in value when you redeem Membership Rewards points for options like merchandise using "pay with points" or statement credits on your account.Like other premier travel credit cards, the Citi Prestige® Card offers a lot of benefits in exchange for its high annual fee.
That said, this benefit alone can get you as much as the $495 annual fee in value if you use it at expensive hotels, so if you're booking a high-end hotel this benefit can help you save hundreds of dollars.
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