7 helpful things to read if you can't make up your mind about high-yield savings - Business Insider

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Aren't sure high-yield savings is for you? Here's the info you need to decide

As people get smarter about their savings, more banks are offering a high-yield savings option.

The money isn't invested, meaning there's no risk, and you can take it out earlier than you plan if you must, unlike with a CD. However, did you know that saving large sums in a checking account, or even a traditional savings account, isn't much better? It's more secure than your mattress, sure — but it's not growing. Checking accounts, and even traditional savings accounts offered by big banks, generally offer a fraction of a percent in interest, meaning over time, your cash is worth less as inflation marches on.

The only difference between regular and high-yield savings that matters is the one that earns you 20 times more on your money

 

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