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4 reasons why the end of the year is the best time to apply for a credit card - Business Insider

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Plus our top card picks for 4 different financial goals

offers unbeatable flexibility compared to many other travel credit cards, mostly because you can transfer miles to airlines or redeem them for any travel purchase at a rate of 1 cent per mile. You'll also earn 2x miles for each dollar you spend, and that's on top of the 50,000 bonus miles you can earn when you spend $3,000 on your card within three months of account opening.or TSA PreCheck membership.The Amex Everyday card lets cardholders save money on interest for a limited time.

Once you're approved, you'll need to put down a cash deposit to secure a small line of credit. From there, you'll earn 2% back on up to $1,000 spent at gas stations and restaurants each quarter plus 1% back on all other purchases. Even better, all of your credit card payments will be reported to the three credit bureaus, thus boosting your credit score along the way.

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