Money management advice for millennials from personal finance expert - Business Insider

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A personal finance expert who oversees $4 billion explains 2 common mistakes that millennials make with their money — and shares the most important thing to look for in a financial advisor

— and Lazaroff sees these mistakes upending individuals sense of financial security. "When you buy a starter home, if you're only going to live there for three or four or five years, you're probably going to end up losing money on that transaction even if the home appreciates in price," Lazaroff said on the

He also points out that things like home improvements and the purchasing of furniture — two types of expenditures that are common and can cost thousands — tend to dig a starter home buyer deeper into a hole, and are sometimes not accounted for during the planning process. He understands that some individuals get caught in a sales pitch, but says that if you don't have any kids or a house, there's not much need for insurance at this stage in your life.

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