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With a 60k bonus, Chase Sapphire Preferred is great for points newbies - Business Insider

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At $95 a year, the Sapphire Preferred is a premium card packed with tons of potential at an entry-level price

account to a number of travel partner loyalty programs. Or, as mentioned earlier, you can use those points to book travel reservations through Chase's native booking portal. When doing so, your points are worth 1.25 cents per point, which provides a hefty discount compared to booking directly with cash.The Sapphire Preferred provides flexible points, which can be hugely valuable

If you're new to booking travel reservations with points and miles, you should know that flexible currencies likeMany newcomers to the points and miles world start their journey by identifying an airline or hotel program they frequently use, then applying for that specific airline or hotel's co-branded credit card, thinking those cards would provide significant value.

Flexible points are more valuable because when you earn points with a specific program, like Southwest Rapid Rewards, for example, they typically can not be moved or redeemed elsewhere. There are, of course, a few exceptions to this. However, bank points, like those earned with the

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Quit pushing this down people’s throats.

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