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2 reasons I keep my emergency savings in a high-yield savings account - Business Insider

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Some of the biggest banks with branches around the US pay just 0.01%. For savvy savers, those rates are unacceptable

If you have a steady job and a reliable paycheck, you should keep atin an emergency fund. If your household expenses are $3,000 per month, that means you should have $9,000 to $18,000 in emergency savings.

I had savings accounts at big banks like KeyBank, Wells Fargo, Chase, and US Bank while growing up and going to college. But after I started earning a serious income with my first full-time job after college, I started hunting for better rates and lower fees. The interest rates at my various high-yield savings accounts vary , but the one with the lowest interest rate as of this writing earns 1.60% — 160 times what's available at big banks. The highest rate is 1.90%, or 190 times as much.

 

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Every drug dealer needs to read this.

High yield 'savings account' Ha! Money on their books is money for them to steal, tax, and take. Beware of the Corporate whoredom. They are the merchants of death.

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