. Interest rates on private student loans — student loans from a bank or online lender rather than the federal government — are no different. Often, these loans have higher interest rates than federal student loans. And, anyone who took out private student loans several years ago when interest rates were high may see the rates available today are lower than the interest rates their loans carry now.
According to data from LendEDU, the average interest rate for a private student loan was 9.66% in 2017, falling to an average of 8.49% in 2019. Since the onset of the coronavirus, interest rates have dropped even further throughout 2020. For one thing, it may not be helpful if your credit score has decreased significantly. In general, the lower your credit score, the more interest you'll pay on a loan, including refinancing. It's important toN'Jie-Konte says that people should also consider how long they have left on their student loans before deciding that refinancing is for them. She warns against "extending your term further than what's already remaining," and adding more years to your loans.
WHO:- warn UK should not lift lockdown rules until the test and trace system is ready for new COVID19 cases
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