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4 tips for refinancing your mortgage during the pandemic, from homeowners who just did it - Business Insider

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Rates are fluctuating wildly, so be sure to compare lenders' rates — and ask them about fees

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Rates are fluctuating more quickly than usual, so they suggested shopping around to find the best rate — and researching through a variety of sources, such as comparison sites and mortgage brokers. Refinancing your mortgage is a whirlwind in the best of times. During the coronavirus pandemic, the process can be even more hectic than usual with fluctuating rates, anxiety about germs, and loss of income.

Under normal circumstances, you may look at mortgage rate comparison sites to find the best rate. But if you're interested in a specific lender and can't find its rates on comparison websites, that doesn't mean you should give up on that institution. Hutchins recommends calling the lender directly. Because they had taken out their first mortgage only a year and a half ago, their original credit union still had the couple's appraisal information on file. They didn't have to pay hundreds of dollars for another home appraisal.

 

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