Defacto: French embedded finance startup raises $16m from Northzone

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Defacto, a French fintech startup that offers loans to small businesses, just raised $16 million using a 15-slide pitch deck

Founded in 2021, Defacto offers short term credit facilities to SMEs via B2B marketplaces. French fintech startup Defacto has raised $16 million in fresh funding.

"The main trend we're seeing is the digitalization of businesses in Europe, with companies working alongside B2B marketplaces, and using SaaS and fintech software to optimize their processes," Jordane Giuly, Defacto cofounder told Insider."However, working capital and short-term financing is still a pain, so within the ecosystem of value added services, lending will be a key business line.".

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