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Here's what Southern California's housing market cooldown means for buyers, sellers

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The Southern California housing market is cooling and forcing buyers and sellers to adjust. Here is what you should know if you are in the market.

This has made the monthly cost of a home much more expensive and reduced the size of loans borrowers can get, while pricing some buyers out of the market all together.

During the four weeks ended July 10, nearly 19% more homes were for sale in the Inland Empire than in the same period a year earlier, according to real estate brokerage Redfin. This means if you are out shopping, not only will you have more homes to choose from than a few months ago, but you will likely have to fight less to buy one.Rising mortgage rates are slowing the housing market, prompting some analysts to say home prices will decline.

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