That might sound too good to be true, but it’s not. Just like a bank,provides you with cash based on your home’s existing equity. You can use this cash however you like: for home improvements, paying down credit card debt, investing in another property, etc. However, unlike a bank, there are no monthly loan payments and no interest payments.is not a lender; it’s an investor. Instead of loaning you money, they are buying a small ownership stake in your home.
So if you’re looking for a way to tap into your home equity without taking on more debt, you need to look at Hometap.
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You literally take on more debt.