Businessmen of the Year: The founders of Scottsdale Community bank, Gainey Business Bank and Integro Bank - Phoenix Business Journal

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Question: How many U.S. states had three or more new community banks open in 2022? Answer: Only one, Arizona. phoenix

A bit of a cool breeze has drifted through Arizona's banking desert.

Banking industry observers say it would have been quite a breakthrough for Arizona to finally see a single new community bank, known in the industry as a de novo, come along. Instead, the Valley saw three new community banks all open their doors earlier this year, as the vision of three men — Thomas Inserra, Jim Unruh and George Weisz — along with some other key executives was finally manifested.

With the chains of the Covid-19 pandemic that had slowed their efforts finally being cast off in 2021, all three banks were able to swing back into high gear to complete their capital raises that had been set by the FDIC and gain final approval from the agency this year. And while other new fledgling banks have popped up around the country, Arizona actually leads the way in 2022 for new banks getting off the ground. FDIC data shows that through mid-October, 13 de novo banks opened nationwide. While California, Texas and Florida each saw two new banks get rolling, Arizona was the only state in the nation with three banking startups.

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