Dec 12, 2022
The bills, which each top 100 pages, appeared nearly identical, indicating that House and Senate Republican leaders have agreed on the major details. — The bills would largely eliminate a controversial practice known as “assignment of benefits” for property-insurance claims. In assignment of benefits, policyholders sign over claims to contractors, who ultimately seek payment from insurers. Insurance companies contend that the practice increases lawsuits.
— The bills would make a series of changes related to claims, such as shortening a time frame from 90 days to 60 days for insurers to deny or pay claims. Also, the bills would reduce from two years to one year the time for policyholders to provide notices of loss for initial claims and reopened claims.
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