After the Fed's latest move, how come you're still not getting a higher rate on your bank savings? | CNN Business

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If your hard-earned money is just sitting in an account at a big-name bank earning bunk (still), you might do much better by moving it.

Editor’s Note: This is an updated version of a story that originally ran on December 14, 2022. So how come you’re not getting a higher rate on your bank savings? If your hard-earned money is just sitting in an account at a big-name bank earning bunk , you can do much better by moving it to an online bank’s high-yield savings account. And there are plenty of other ways you can benefit from rising rates, while also protecting yourself from their additional costs.

with another lender at a lower promotional rate, McBride suggested. The variable rate on a home equity line of credit or a fixed rate on a home equity loan will rise because their formulas are directly tied to the Fed’s rates. rates are currently averaging 7.65%, well above the 4.11% average a year ago, according to Bankrate, while the average fixed rate on a 15-year home equity loan is 7.86%. Your overall portfolio: Seek broad exposure and pricing power Given that inflation has peaked and the ingredients for a soft landing continue to fall into place, the markets may be kinder to investors this year.

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