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Finance expert investigates which banks have the best savings rates

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Saving money isn't easy right now, but for those who are managing to do it some banks are offering high interest rates on savings. 9News

Polonczak has been an AMP customer for years and has a substantial amount in savings with them.

Macquarie Bank is offering an introductory maximum rate of 5.55 per cent for deposits up to $250,000, but it's for four months only. Coming in at number one is Macquarie Bank, which is offering an introductory maximum rate of 5.55 per cent for deposits up to $250,000, but it's for four months only. The other best option is Bank of Queensland's Future Saver, but it's only for young people, aged 14 to 35 years old.A Current Affair reporter Hannah Sinclair investigated the best savings rates right now with Canstar finance expert Effie Zahos.

"There are so many hoops to jump through that you can understand why consumers struggle to get the best rate."Patrick Veyret from Choice said banks should be rewarding customer loyalty by making it easy to earn interest on savings."There are too many hoops. There are too many bonus introductory rates that expire after three or four months and people shouldn't have to front up to a bank branch just to earn a decent interest rate.

 

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