News Formal

Here are ways retirees can protect nest eggs during a stock market rout

  • 📰 CNBC
  • ⏱ Reading Time:
  • 40 sec. here
  • 2 min. at publisher
  • 📊 Quality Score:
  • News: 19%
  • Publisher: 72%

日本 ニュース ニュース

日本 最新ニュース,日本 見出し

The market may contract along with the economy in a possible recession, but there are ways retirees can protect the nest egg they're living off of, expert says.

later this year, it's not guaranteed. Neither is a stock-market pullback if an economic downturn does materialize; while stocks frequently contract during recessions, there are instances when that didn't happen, according to a MorningstarFurther, adjusting withdrawal behavior is more important for younger retirees — especially healthier ones expecting to tap their nest egg for decades.

of risk from Charles Schwab, which examines two newly retired individuals with $1 million portfolios and $50,000 annual withdrawals . Here's the kicker: The first investor would run out of money after 18 years, while the second would have about $400,000 left.For example, some may cover all or the majority of their necessities from guaranteed income sources like Social Security, a pension or an annuity. They may more easily be able to throttle back spending from stocks or a broader investment portfolio, if it's largely being tapped just for discretionary purchases like vacations and entertainment.

Here's one easy rule of thumb: Using your personal life expectancy to determine if you're withdrawing a safe amount of money from year to year, Blanchett said.

 

コメントありがとうございます。コメントは審査後に公開されます。
このニュースをすぐに読めるように要約しました。ニュースに興味がある場合は、ここで全文を読むことができます。 続きを読む:

 /  🏆 12. in JP

日本 最新ニュース, 日本 見出し

Similar News:他のニュース ソースから収集した、これに似たニュース記事を読むこともできます。

Five Ways the Bull Market Makes Investors NervousInvestors say they are monitoring worrisome trends in the market. Here are five that are on their minds.
ソース: WSJ - 🏆 98. / 63 続きを読む »

Asian Stock Market: Remains mixed amid sheer fall in China’s PPI, oil correctsMarkets in the Asian domain have shown a decent recovery on Monday despite a sheer slowdown in China’s consumer and Producer Price Index (PPI) and wag
ソース: FXStreetNews - 🏆 14. / 72 続きを読む »

Stock Market Today: Nasdaq futures lead declines as 10-year holds over 4%Follow all the latest U.S. market action for Monday here.
ソース: MarketWatch - 🏆 3. / 97 続きを読む »

A Soft Corporate-Earnings Season Poses Next Test for Stock Market RallyInvestors look to earnings reports for insight into how corporate profits are holding up against inflation and constrained consumer demand
ソース: WSJ - 🏆 98. / 63 続きを読む »

Stock market outlook next 6 months: Why a recession is still comingHere's why it's time to sell stocks and prepare for a recession in the second half of 2023, according to 7 top Wall Street firms like JPMorgan, Morgan Stanley, and more
ソース: BusinessInsider - 🏆 729. / 51 続きを読む »