5 things to know before the stock market opens Thursday

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Here are the most important news items that investors need to start their trading day.

announced Wednesday that the bank would undergo a reorganization. Fraser said Citigroup would be divided into five main business lines that report directly to her, a move she said will cut down management layers and speed up decisions. Jobs will also be cut as part of the changes, but Citigroup is still deciding how many people will be laid off. Citigroup is the third-largest bank in the U.S.

by assets but has struggled to rebound in the post-2008 financial crisis era and has been dealing with a slumping stock price.Google Inc building on 8th Avenue in New York, U.S., on Monday, Jan. 6, 2020. The Alphabet Inc. unit Google has added thousands of jobs since it set up shop in the Chelsea neighborhood in 2006, and plans to add thousands more on Manhattan's west side. The company didn't take public subsidies, and has mushroomed in New York without provoking much ire.

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