“There is no ‘right time’ to take a break. I think opportunities sometimes present themselves in the strangest ways and at seemingly inconvenient times and it takes courage to take that leap of faith to step out of your comfort zone and just do it!”
For many, the inhibiting factor to taking a sabbatical is the expense and the financial risks. The thought of quitting your job or taking unpaid leave is daunting. But Steyn says it is possible to make it work, with the help of a savvy financial adviser. “Don’t plan forever as there’ll always be some unknowns.
She describes herself on Instagram as ‘an unemployed nomad on a journey to explore the world’. Here, she shares her experience for other sabbatical-seekers wishing to do the same:My boyfriend Matthew took three years off work to conquer his dream to circumnavigate the world on a yacht and fate had us meet just a few months before he set sail from SA. I have always wanted to see the Pacific Ocean, so joining him just seemed very natural.
COVER UP: My priority was to ensure that I have some form of travel insurance covering large medical expenses. My financial adviser was such a great help! She confirmed with the Sanlam product actuary that my income protection policy would cover me for the first six months of sabbatical, and again explained the conditions of my disability and critical illness cover. I was also able to make changes to my existing retirement annuity contributions in line with my changing circumstances.
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