Texas and California among states lacking personal finance education

, savings and investments. Teaching a new generation about building wealth could alter the future for many families — especially since nearly 30% of the K-12 population is Hispanic.25 states now require at least one semester of finance education to graduate from high school, compared to eight in 2020.with requirements, all or most schools have begun teaching courses, while 15 states are still in the process of implementing their programs, which requires training teachers and adjusting calendars.

But it's a concern that so many states with a large Hispanic populations don't have personal finance education in schools, says Yanely Espinal, director of educational outreach for "That's where we need to make sure we're advocating, so we can level out the playing field, so that we have just as much access to this type of education and empowerment as really any other ethnic group," Espinal adds.That means students may seek out federal loans, grants and scholarships instead of accruing credit card debt, Urban adds.

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