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Mortgage brokers expect more competition as buyers re-enter housing market

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Mortgage brokers say the latest housing market data from the Canadian Real Estate Association (CREA) suggests homebuyers have largely come off the sidelines, adding that competition is expected to heat up going forward.

Jason Mercer from the Toronto Region Real Estate Board speaks with CP24 about what the data might mean

“We’ve seen a notable surge in sales alongside a decline in new listings. This, combined with new mortgage rules coming into effect on Dec. 15 and the Bank of Canada’s anticipated rate cuts next month, will further heat up competition,” Leah Zlatkin, a licensed mortgage broker and LowestRates.ca expert, said in a statement to BNNBloomberg.ca Monday.

“Homebuyers who were sitting on the sidelines are now actively engaging, weighing their options, and asking critical questions about whether fixed or variable rates best suit their needs in this evolving environment,” Zlatkin said. Victor Tran, a RATESDOTCA mortgage and real estate expert, said in a statement to BNNBloomberg.ca that the housing market is beginning to pickup, which is “good news for both buyers and sellers.”

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