Personal finance expert breaks down the No. 1 rule on the road to becoming a millionaire

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Personal finance expert breaks down the No. 1 rule on the road to becoming a millionaire
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'The Ramsey Show's' Rachel Cruze explains why getting ahead on retirement savings, making the most of your company's 401(k) plan and not delaying Roth IRAs can lead to millionaire status.

If you want to set yourself up for success in retirement, personal finance expert and "The Ramsey Show" co-host Rachel Cruze explains the top rule to help you get on the path to millionaire status. The expert joined FOX Business' "Mornings with Maria" on Monday and provided advice when it comes to saving for retirement, and explained how one can reap the rewards and benefit from utilizing your job's 401 plan.

"It's a long-term mindset," the personal finance expert said, while also pointing to concerns from younger generations and investors. "I think the issue is, especially for younger people, we're talking to Gen Z and even some millennials, as a retirement feels so far off that it almost feels like you're putting money in a black hole, and you're like, 'I'm not going to see that, and so I have to take care of issues today.

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