Small Business Optimism Remains High Despite Elevated Interest Rates

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Small Business,Optimism,Interest Rates

Despite the Federal Reserve's indication of prolonged higher interest rates, small business optimism remains strong due to factors like a perceived easing of regulations, favorable tax environment, and a positive outlook on economic policy.

isn't likely to cut into their optimism much, according to a National Federation of Independent Business official.executive director of research, said interest rates staying higher for longer than expected will frustrate many small business owners.“I don't believe it will be a significant contributing factor to any potential easing of optimism going forward,” she said. “Their main concerns are taxes and regulations, labor participation, and inflation.

This continued the reversal of the higher rates the Fed monetary policymakers implemented between 2022 and 2023 as a lever to tame inflation.Chief Financial Analyst Greg McBride said the Fed showed it will take “a more cautious, deliberate approach in 2025 because of inflation remaining stubbornly high.” And the Fed’s projections now indicate just two interest rate cuts for next year, down from an expectation of four rate cuts in September.

And now business owners aren’t worried that the provisions from Trump’s Tax Cuts and Jobs Act of 2017 will expire at the end of next year.

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