MANILA, PhilippinesWhether you’re happy with your salary or hanging on until next payday, it’s best to start your financial journey sooner rather than later. Just remember that everyone’s financial journey will be different, so don’t compare yours to others’. The key is to get started as soon as you can.To manage your finances, the first thing you have to do is to learn more about yourself in terms of spending and saving habits.of your income and expenses.
Make it a habit to take a look over your records to check whether you’re living well within your means. Then from this, create a realistic budget you’d be able to follow. Assign a monthly amount to each expense.total monthly income minus total monthly expenses. Expenses vary every month, which would mean that sometimes you end up saving less, but that’s fine. StartTo make it easier for you to save, you can also put your money in a passbook account.
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