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Mortgage rates increased over the last week — and that could put a damper on the housing market

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The real-estate market has been slow to respond to the low interest rate environment, and rates appear to be on an upward trajectory

Mortgage rates have inched upward. If the trend continues, it could make affordability even more of a roadblock to would-be buyers.

The 15-year fixed-rate mortgage remained unchanged from the previous week at an average of 3.15%, according to Freddie Mac. The 5/1 adjustable-rate mortgage averaged 3.43%, rising four basis points from a week ago.

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