is less stable than a full-time job, I don't have kids or own property, and I work remotely, so it would be easy for me to live off very little if I needed to.
That probably sounds like a lot for folks with savings accounts at national banks, where you typically earn pennies — maybe a few dollars — in interest each year. However, it's not so much when you consider that the inflation rate in 2019 has hovered at around 2%, and the historical average stock market return is 10%.Of course, investing my money doesn't mean I'm going to get 10% returns.
"You might be stuck selling your investments at a loss," Marquit told me. "However, if you have the stomach for it, it's possible to see a silver lining." That silver lining is a potentialThat's what happened to her when she had to sell off a small number of shares when groundwater got into her basement and did some expensive damage. "I had to sell at a loss but then was able to deduct that loss on my taxes," she explained.
I was most worried about the risk. I knew that I wanted to have easy and quick access to at least a portion of my emergency fund, and I didn't want to invest the rest in anything too risky or complicated.
I hope there’s addl reinforcement in that hood framing
The Waz off-road car is cool
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