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I racked up $4,000 of debt during a year of depression - Business Insider

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She fell into a financial spiral and couldn't pull herself out

These days, I'm getting back on track. Since my major depressive episode a year ago, I've managed to rescue my sinking ship somewhat.

Any "extra" money I have left over doesn't sit in my bank account but instead goes straight into my savings account. It takes around three days for a withdrawal to be processed from my checking account, which has proved an excellent barrier to any impulsive spending. and love using its budgeting features. My favorite is being able to see my number of transactions, average spend, and total amount spent at a particular establishment.

I am also under three different payment plans for missed credit card payments, owing around £3,000 in debts. Why didn't I do more? I could have fought harder I am slowly getting back on track, even with the default notice. For the first time in a year, I feel in control of my finances. I budget and plan everything. There is also comfort in knowing I'm not alone.

 

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