The best money market account for saving money and writing checks

analyzed dozens of MMAs offered by online and brick-and-mortar banks, including large credit unions.

We narrowed down our ranking by only considering those accounts that offer competitive APYs, or higher-than-average rates, as well as no required minimum deposits to open an account and zero monthly maintenance fees. All of the MMAs included on this list are FDIC-insured up to $250,000 per person. If you are opening a joint account MMA, the insurance limit is doubled.

.045% interest ... I'm rich!

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